Fresh and New!

Spring always issues forth the Fresh and New!


295 Woodland Brook, Madison, Mississippi (Fresh New Price!)
3 bedrooms/2 baths
For more information, contact Su Morris 601-942-8235.






541 Florence Drive, Madison, Mississippi (Brand New Listing)
4 bedrooms/3 baths
For more information, contact Rosemary Stovall 601.955.1522

More New Listings

Spring brings growth so, true to form, more listings are popping up on the market!

120 Greens View Drive, Madison, Mississippi
3 bedrooms/2 baths
For more information, contact Su Morris 601-942-8235.





300 Colonial Drive, Madison, MS
3 bedrooms/2 baths
For more information, contact Jo Ann Dossett 601-613-2481.





815 Brookwood Road, Jackson, MS
3 bedrooms/2 baths
For more information, contact Lisa Ryan 601-940-5778

Spring Brings New Listings!

Four brand new listings have just sprung up! Some lucky buyers should snap 'em up!

250 Honours Drive in Reunion, Madison, MS
4 bdr/4 ba
Listed by Rosemary Stovall 601.955.1522



 ---------------------------------------------------------------------

103 Highbury Cove in Cedar Green, Canton, MS
3 bdr/2 ba
Listed by Rosemary Stovall 601.955.1522




----------------------------------------------------------------------

110 Hartfield Court in Hartfield, Madison, MS
4 bdr/3 baths
Listed by Kathy Bryan 601.540.8899



----------------------------------------------------------------------


624 Berridge Drive in Wendover, Ridgeland, MS
5 bdr/4.5 baths
Listed by Jo Ann Dossett (601) 613-2481

54 River Rock Way

Featured Property in Clinton, Mississippi.

Ahhh Suburbia! There is a lot to be said for suburban living. You are just close enough in to enjoy the conveniences of city living, but far enough out to escape the hustle and bustle of the city. Copper Creek neighborhood in Clinton is the epitome of suburban living! It’s conveniently located to main thoroughfares such as the Natchez Trace Parkway and the I-20 corridor yet five to ten minutes away from Clinton’s award-winning schools and downtown business district, and a comfortable drive to the Metro communities.

If suburban living is a fit for your lifestyle, then 54 River Rock Way in Copper Creek is the “yin” to your “yang”! Beautifully maintained, this  ne-owner French Acadian split-plan sits on a large corner lot and has tons of curb appeal! Inside you will find a family-friendly floor plan that boasts formal dining, family room, cook’s kitchen with antiqued kitchen cabinetry and stainless appliances, and an upstairs bonus room perfect for a home office, media/playroom or fifth bedroom. The master suite is spacious and serene and has his/hers vanities and walk-in losets! Gleaming wood floors and ceramic floors, deep crown mouldings, extra-nice laundry/utility with lots of storage, 2-car side-entry garage, irrigation system and gutters are a few of the special features that you will find in this lovely home! Welcome to the Burbs and 54 River Rock Way!!!

To see more information about this terrific property along with additional pictures, check out the property information flyer on 54 River Rock Way!

With Jo Ann Dossett as your Realtor, every path leads home!

Brand New Listings!

New to the market!!


236071
Click Here for Details
131 BRISTOL DR., MADISON, MS - $439,900



This gorgeous one-owner home in Reunion of Madison has so much to offer! Wonderful 4 bedroom/3 bath floor plan features a formal dining room and a large family room with fireplace, beautiful wood floors, large windows and door leading to the screened porch. Walk through a brick archway to the kitchen and keeping room to find a wood burning fireplace, granite countertops, loads of storage and workspace. Elegant master suite is done in neutral colors. Great tiling in master bath, his/her vanities and super use of space! Beautiful landscaping throughout this very private lot complete with a wrought iron fenced back yard. Split bedroom plan; 3 car garage. Owners have been transferred and hate to leave this great home!

MLS 236290
Click Here for Details
7 EASTBROOKE I CIR, MADISON, MS - $875,000




This home is full of character and special detail work. 4 bedrooms 4.5 baths, family room with vaulted ceilings with pine beams and gorgeous 20'stone fireplace. "Safe room", office, media room, Gourmet kitchen with antique brick floors, 3 car garage, Situated on 1.6 acres in the gated subdivision of Eastbrooke in the heart of Madison this beautifully landscaped back yard has a jacuzzi overflowing into a beautiful 19'X38' swimming pool, brick fireplace, outdoor cooking area. The list goes on and on.

MLS 236004
Click Here for Details
311 PINEHURST CIR, RIDGELAND, MS - $1,400,000



This combination of space and beauty in the Wrenfield subdivision of Ridgeland has it all! Custom-built, one-owner home with top-of-the-line everything and exquisite detailing! Breathtaking from the grand setting on a hill, through the glorious entryway and into the formal rooms. Even the more casual areas are "plussed" in every way. The Viking kitchen is warm and bright and perfectly designed for entertaining. Awesome master suite is like resort living everyday! The back of the home is just as beautiful with it's double porches, inviting patio, and large, fenced yard. Need a mother-in-law plan? This would work perfectly! Approximately 8436 square feet heated and cooled. So much for the money! 

Rosemary Stovall rosemary.stovall@gmail.com Prudential Gateway Real Estate T: 601-853-0414 F: 601-853-8787 C: 601-955-1522 W

Buying Isn't Just About the House

Finding the perfect home is a challenge but we can't get so wrapped up in the home's features that we forget one of the greatest issues that affects it's value: the location.

I ran across this great article that explains what buyers should consider when evaluating a location. If you have an interest in buying a new home and have questions regarding the process, I'd love to help!

Tori Heard, REALTOR
Prudential Gateway Real Estate
toriheard@gmail.com
601-573-3754

Featured Listing: Trade Opportunity

Price Reduction: from $985,000 to $939,000.

Owners will consider a trade for something smaller in the Madison-Ridgeland area.

131 Bridgewater Crossing in Ridgeland is a gorgeous custom-built, one-owner home conveniently located in Bridgewater subdivision. Large, beautiful, wooded lot perfectly designed for entertaining featuring an outdoor living area, fireplace and winding brick walkways. Inside is breathtaking with it’s dramatic foyer and gourmet kitchen! Separate guest area could be a playroom, office or true mother-in-law suite. 4 or 5 bedrooms/5.5 baths.

Take a Virtual Tour!

For more information, give me a call!
Rosemary Stovall, Owner/Broker
Prudential Gateway Real Estate
601.955.1522

Featured Listing: 236 Lake Village in Reunion

Vacation all year long in this home as it sits across from the Reunion lake/beach and playground. This southern style traditional home situated on a corner lot is welcoming from the moment you step inside with an inviting foyer, living room, formal dining room, and kitchen/keeping room. It is loaded out with stainless appliances, granite, wood floors, beamed ceiling, and designer colors make it a must to see. The master suite is large with a sitting area and the 4th bedroom/bonus room is to die for!

Take a virtual tour now!

Please don't hesitate to contact me for more information or to arrange your own tour of this great home.

Kathy Bryan, REALTOR
Prudential Gateway Real Estate
601.540.8899

How's the Market?

We, as REALTORS, hear this question all the time and, of course, the answer varies depending on what specifically you're interested in. But our Jackson MLS has provided us with a wonderful overview of our Metro Jackson Market for June 2011 that may be of interest to our sellers, buyers and investors. Click the link, check out the info and give me a call with any questions you may have!

Natalie Savelle, REALTOR
nsavell@yahoo.com
Prudential Gateway Real Estate
601-668-7685

What is Title Insurance?

Buying and/or selling a home is no simple matter and some of the frequently asked questions I get are:

• What IS title insurance?
• Do I really need it?
• Am I required to buy it?

So... here you go! All the answers wrapped up in a quick video!

Thinking of buying or selling? Please contact me for any of your real estate needs.

Allan Summerlin, REALTOR
Prudential Gateway Real Estate
601-940-2126

2 Sellers Will Trade

Two of my sellers will happily consider a trade!

MLS #228353
Click here for Details
101 RIDGE ST, MADISON, MS - $599,500 (Reduced by $69,500!)



Owners are willing to trade for property in Bridgewater, Reunion or Silas Meadow in Dinsmor!

LOST RABBIT of Madison. This beautiful custom-built home features a great floor plan with covered porches on 2 levels plus a separate screened porch! Awesome streamlined kitchen with custom cabinets, top-of-the-line appliances, SubZero fridge with cabinet panels. Each bedroom boasts walk-in closets. Large bedroom and bath over garage is perfect for guests or a mother-in-law suite. Fenced backyard. 5 bdr/4.5
baths.

MLS #211629
Click Here for Details
575 JOHNSTONE DR, MADISON, MS - $1,195,000



 Owners are willing to trade for a large home in Northeast Jackson in proximity to First Pres or Jackson Prep.

JOHNSTONE of Madison. Gorgeous, one-of-a-kind, custom home! Situated on the large lake, this 5 bedroom, 5.5 bath home has it all. Wonderful floor plan designed with 2 bedrooms down and 2 bedrooms up and a large bonus room over the garage that could be an additional bedroom with bath. Grand kitchen is sure to please any cook plus an outdoor kitchen and fireplace on the screened porch makes this home perfect for entertaining year round! 4+ acre lot.

Contact me for information or to discuss options!

Rosemary Stovall, Owner/Broker
Prudential Gateway Real Estate
601.955.1522

5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

2. How much you owe.  If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.

3. The length of your credit history. In general, the longer you have had accounts opened, the better. The average consumer's oldest obligation is 14 years old, indicating that he or she has been managing credit for some time, according to Fair Isaac Corp., and only one in 20 consumers have credit histories shorter than 2 years.

4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly.

5. The types of credit you use. Generally, it’s desirable to have more than one type of credit — installment loans, credit cards, and a mortgage, for example.

For more on evaluating and understanding your credit score, visit www.myfico.com.

5 Property Tax Questions You Need to Ask

There are some great deals to be had out there right now but as always, we all need to be informed consumers. Before you sign on the dotted line, make sure you know the answers to these property tax questions.

1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller’s tax bill to help you determine this information.

2. How often are properties reassessed, and when was the last reassessment done? In general, taxes jump most significantly when a property is reassessed.

3. Will the sale of the property trigger a tax increase? The assessed value of the property may increase based on the amount you pay for the property. And in some areas, such as California, taxes may be frozen until resale.

4. Is the amount of taxes paid comparable to other properties in the area? If not, it might be possible to appeal the tax assessment and lower the rate.

5. Does the current tax bill reflect any special exemptions that I might not qualify for? For example, many tax districts offer reductions to those 65 or over.

There is much to think about in real estate and I'd love to help guide you through the process! Give me a call.

Rosemary Stovall

Prudential Gateway Real Estate

601-955-1522

There’s No Place Like Home…

by, Katie Nelson, REALTOR

When you first move into your new house, it can be quit the transition to make it feel like a home. Sometimes a new property can lack the warmth that is created after years of decorating and collecting; whether it’s the emptiness of the new house, different surroundings and floor plan, or the smell of the previous owner’s. Turning your new place into a home might not all happen over night, however, by taking the time to implement the tips below….you will be well on your way to creating your cozy nest!

1. Buy Flowers. (Preferably fresh flowers) Flowers can help brighten a room and your spirits. Take the time to hand pick some of your favorite flowers to scatter around your new home on the inside and out for instant color and life.

2. Bake cookies or bread. Nothing creates an instant feeling of warmth like walking into a home filled with the scent of fresh baked cookies or bread. And with all of the unpacking you will be doing, you will surely thank me later!

3. Get new throw pillows and throws. Throw pillows and throws can be quick and easy face lifts for chairs and sofas brought over from your previous place. This can also be a good time to play with new color combinations.

4. Change the hardware. New cabinet hardware in bathrooms and kitchens can be an inexpensive way to instantly update and add your personality to these rooms.

5. Hang art. No need to over think the placement of your artwork and pictures. Take a leap and get to hanging. Nail holes are easy enough to patch and your artwork will make it feel more like your home.

Join us for May Day in Bainbridge!

by Rashida and Felix Walker

Great subdivision, great schools, great homes with great prices! Bainbridge in Madison has it all! Please join us this Sunday, May 15 (from 2:00-5:00pm) for a May Day celebration with food, family activities, and a tour of approximately 10 great homes in Bainbridge! Click here for details!

Hosted by Prudential Gateway Real Estate and Bainbridge Neighborhood's Association Advisory Board.

Location, Location, Location!

by Rosemary Stovall, Owner/Broker

There's no arguing this old adage is very true but sometimes it's hard to find a great home in a great location. The neighborhood of Dinsmor is ideal with many great homes and I'm fortunate to have this one listed: 333 Indian Gate. The convenience of shopping near-by and quick access to I-55 paired with this great home means you’re all set for “happily ever after”! Grand vaulted ceilings, eat-in kitchen, formal dining and large master suite downstairs. 3 bedroom, 2 baths and and office/bonus area upstairs. Relax outdoors on the screened porch overlooking a large, private backyard. 4 bedrooms, 3.5 baths.

Take a virtual tour and then give me a call (601.955.1522) for your personal tour!

Am I Ready to Buy?

Financial responsibility is all-important in this economy. No one wants to get in over his/her head and yet the excitement and possibilities of home ownership can sometimes cloud our vision! Here's a simple guide to put your mind at ease provided by the Federal Housing Administration.

Ask yourself these questions:

1. Do I have a steady source of income (usually a job)?
2. Have I been employed on a regular basis for the last two to three years?
3. Is my current income reliable?
4. Do I have a good record of paying my bills?
5. Do I have few outstanding long-term debts, like car payments?
6. Do I have money saved for a down payment?
7. Do I have the ability to pay a mortgage every month, plus additional costs?

 If you can answer “yes” to these questions, you are probably ready to buy your own home. Call your Mortgage Banker or Banker, then your REALTOR!

 
Su Morris, REALTOR®
MS License # B- 15728
Graduate Realtor Institute (GRI)
Accredited Buyer Representative ( ABR)
Seller Representation Specialist (SRS)
Accredited Staging Professional (ASP)
e-PRO®
Broker Associate

Why Now Really is the Best Time to Buy Your Next Home

By Reid Guy

If you and your family have been struggling with the decision on whether or not to buy a new home, now might be a better time than ever before. On March 18, Freddie Mac released the results of its Primary Mortgage Market Survey, a weekly report of mortgage interest rates.

The results showed “the 30-year fixed-rate dropping to 4.76 percent while the 15-year fixed-rate hit its lowest rate at 3.97 percent since December 2010.” Last year at this time the 30 year fixed mortgage rate averaged 4.96 percent, while the 15-year FRM was at 4.33 percent.

Frank Nothaft, vice president and chief economist of Freddie Mac, reports, "With the crisis in Japan, investors rushed to buy the security of U.S. Treasury bonds, which lowered its yields and other interest rates as well. This allowed fixed mortgage rates to drift lower this week."

Another reason now is a good time to buy your new home is the number of choices available. Most markets have more homes for sale than it does buyers, so there might be a lot to choose from in your area. This type of market also gives the buyer leverage in negotiations.

There are also a large number of foreclosed homes available in many areas. Most foreclosures are homes owned by banks or asset management companies, and they want to sell their inventory, fast. This might allow a potential buyer to get a great deal on what could possibly be the home of their dreams.

You might be in a situation where you need to sell your house before you can consider buying another. If this is the case, remember you can always sell your home for a little less now, because you might get a much better deal on the one you are buying. In the long-term, you and your family might come out financially better by making the investment now.

If you do decide it is time to make a move, call Prudential Gateway at 601-853-0414. Learn more about Prudential Gateway's Reid Guy and pick up more great information on his blog.

Buyer's Market: Deal of the Year!

It's nobody's secret that it's currently a buyer's market in real estate but before you jump in to snatch up a great deal, you need to do your research. A CMA (Comparative Market Analysis) is usually prepared by a REALTOR when helping sellers decide on a price for their property. Simply put, it's a report that lists recently sold properties that are similar to theirs in the same neighborhood. This ensures your home is not grossly over- or under-priced right from the get-go.

However, buyers need to know this information as well and that's when an informed REALTOR is indispensable! That being said, I have a listing that is easily the best buy in Reunion: 212 Ivy Brook Court. One can rarely use the words "elegance" and "value" in the same sentence yet here is the perfect opportunity! In my humble opinion, the buyer who gets this one will be getting the Deal of the Year!



Open House: Sunday 03/06/2011 2:00 p.m. - 4:00 p.m. 

Rosemary Stovall is owner/broker of Prudential Gateway Real Estate.

Home Inspection Q & A

Knowing both buyers and sellers benefit from home inspections, Su Morris introduces us to Home Inspector Charlie Sessums of Alpha Inspections.


"Should I attend the inspection?" What if the home inspector misses something?" "Must my brand, new construction be inspected?" This and more!



Excellent questions from Su and clear,straight-forward answers from Charlie will put your mind at ease BEFORE you begin the process!